If I invested $10,000 in Soybeans in Jan 2015

It would be worth $11,894 by Oct 2026 — 1.19×, or 1.5% a year.

Data: World Bank Commodity Price Data (CC BY 4.0); inflation: BLS CPI-U. Historical illustration, not financial advice; ignores fees, storage and taxes. Details

How to read this example

U.S. soybeans, World Bank monthly average, in dollars per metric ton. In this example, $10,000 bought 23.0947 metric tons at the Jan 2015 average price of $433 per metric ton. At the Oct 2026 level of $515, that quantity is worth $11,894. In Jan 2015 dollars, that is about $8,250 (0.82× after inflation).

Frequently asked questions

How much would $10,000 in Soybeans in Jan 2015 be worth now?

About $11,894 as of Oct 2026, which is 1.19 times the original amount, or a 18.9% total return (1.5% annualized). That uses the official series cited below and ignores costs and taxes.

What is that in Jan 2015 dollars?

About $8,250, after adjusting with BLS CPI-U. Consumer prices rose 1.44× over the span, so the real multiple is 0.82× (-1.6% real CAGR).

What if I had invested $10,000 in January 2000?

About $24,760 as of Oct 2026 (2.48×, 3.4% CAGR), on the same method.

What if I also added $100 a month starting after Jan 2015?

You would have contributed $24,100 in total, and the holding would be worth about $28,194 as of Oct 2026 (1.17× the money put in; money-weighted return 1.9%). Contributions are applied at each later monthly observation.

Is this the same as buying an ETF or a house?

No. An ETF that holds the commodity, futures, or related companies has fees, tracking differences, and sometimes roll yield. This page only moves a notional quantity with the official monthly series.

Sources, formula & caveats

Not financial advice. This is a historical thought experiment, not a recommendation to buy or sell anything. Past performance is not indicative of future results. Figures use monthly average spot prices from the World Bank Pink Sheet. They are not the return of a particular ETF, futures contract, mining stock, coin, bar, or brokerage account. They ignore transaction costs, storage, insurance, roll yield on futures, taxes, and slippage. A real investment would have returned something different.

units = initial amount ÷ start-month price (or index level) end value = units × latest-month price with monthly contributions: each later month, units += contribution ÷ that month’s price lump-sum CAGR = (end value ÷ initial amount) ^ (1 / years) − 1 inflation-adjusted value = nominal value × (CPI at start ÷ CPI at that month) with contributions, we also report a money-weighted return (XIRR)

Start month is the first observation on or after the date you enter. Years use a 365.25-day convention. Inflation uses BLS CPI-U, all items, not seasonally adjusted.

See also